A Critical Look at a Contemporary Financial Practice in South Korea In South Korea, a financial practice known as Sin Yong-kad Hyunggeumhwa (신용카드 현금화), or “credit card cash conversion,” has gained popularity over recent years. This practice involves converting available credit card limits into physical cash or bank transfers through intermediaries, often at a fee. The process has become widely

Types, Benefits, and RisksCredit cards have become an essential part of personal finance management for millions of people around the world. Whether used for everyday purchases, big-ticket items, or emergencies, credit cards offer a convenient way to access funds and manage cash flow. However, understanding the various ways in which credit cards can be used and the payment methods available

In recent years, the world of cryptocurrency has witnessed an explosion of new technologies, innovations, and concepts that are changing the financial landscape. Among these developments, the term “atomic” has gained prominence. Whether it’s atomic swaps, atomic wallets, or atomic finance, the word has come to represent decentralization, trustlessness, and security. But what exactly does the term “atomic” mean in

In the world of cryptocurrency, security is of paramount importance. The increasing number of cyber-attacks and hacks has made it clear that storing digital assets securely is vital. For those who value security above all else, Ledger Live, in conjunction with Ledger hardware wallets, has become one of the most trusted solutions for managing crypto assets. Ledger Live is a